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To become a homeowner with Key, the initial minimum home equity down payment starts at 2.5% of the home value.
Traditional homeownership requires 5-20% down depending on the value of your home.
With Key, you don't need to qualify for a mortgage yet. Your equity deposits and home value growth prepare you for full ownership and mortgage qualification at the end of your term.
With traditional homeownership you are immediately required to qualify for and take on a mortgage. A mortgage also means taking on the risk of rising interest rates.
