Key vs Traditional Ownership

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Equity

Renting

Down payment starts at 2.5%

Up to 20%

To become a homeowner with Key, the initial minimum home equity down payment starts at 2.5% of the home value.

Traditional homeownership requires up to 20% down depending on the value of your home.

Equity

Renting

Start owning mortgage-free

Mortgage required immediately

With Key, you don't need to qualify for a mortgage yet. Your equity deposits and additional equity from Key prepare you for full ownership and mortgage qualification at the end of your term.

With traditional homeownership you are immediately required to qualify for and take on a mortgage.

Stop renting, start owning

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