With so many Canadians struggling to enter the housing market, traditional homeownership can feel out of reach. Key’s innovative homeownership-focused program provides a new path forward. With just 2.5-5% down—far less than a traditional 20%—you can move toward full homeownership while enjoying the benefits of owning a home you love. Here’s a glimpse into what life as an Owner-Resident with Key really looks like.

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Shopping for your home

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Once your budget is set, Key helps guide you through the home selection process. Whether you’re looking for a modern condo or a comfortable family home, you’ll explore high-quality properties that match your budget and lifestyle. Our streamlined process simplifies what can otherwise be a complicated search, ensuring you’re supported every step of the way.

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During your 5-year term with Key

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As an Owner-Resident, your monthly payments are straightforward and contribute to your journey toward full ownership. Over the 5-year term, you’ll also benefit from the increase in your home’s value, adding to your savings for your final down payment, helping you move closer to ownership while enjoying stability and predictability in your payments.

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Taking full ownership at the end of your term

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At the end of your 5-year term, the path to full ownership is clear and seamless. You will take over full ownership of your home at a predetermined price, which gives you certainty about your future. Key’s program positions you to transition into full ownership with ease, leaving behind the uncertainty often associated with traditional homebuying. Learn more about how Key's program works here.

This article may include AI-assisted content. While we aim for accuracy, please double-check details or consult a professional if needed.

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