This year marks an exciting milestone at Key as many of our first Owner-Residents celebrate their first year in their homes. From helping aspiring homeowners move in sooner to creating a supportive community, Key is proud to have enabled more Canadians to begin their journey to full homeownership. Let’s meet four Owner-Residents reflecting on their first year with Key.

1. Meet Joe

“When I first learned about Key, their unique model stood out to me. Over my first year living here, I love being able to benefit from growth in my home value and monitor this through the Key app.” For Joe, who works in tech, the ease of entry into homeownership was what sealed the deal for him. With innovative homeownership model not only delays mortgage requirements, but our model also allows you to build wealth through ownership from day one.

2. Meet Toni

“Looking back on my first year owning with Key is something that feels very positive for me. Not only was I able to get into the market at a challenging time, but I have been able to experience living in a vibrant neighbourhood that I’m able to enjoy within walking distance of a suite that I have made my own.” Toni, who works in the hydro industry, saw Key as the perfect opportunity to get back onto the property ladder. At Key, we want to help you find a home that suits your lifestyle. Like Toni, many of our Owner-Residents were drawn to a bustling lifestyle of downtown Toronto, where restaurants, music, parks and much more are just a stone's throw away. Not to mention a short commute to work.

3.  Meet Danny

“What drew me to Key was the opportunity to build wealth through ownership without having to sacrifice things that are important to me, like living in the city. Being able to do all of this over the past year has felt very fulfilling.” For Danny, a professional in the media industry, he was looking to find a solution that would allow him to benefit from increasing home value. At Key, owning a home to us means holding an economic asset as well as having a place to live and make your own. We believe that these benefits can be delivered without the need to immediately take on a mortgage and make a big down payment. We’re thrilled to be able to offer our Owner-Residents the key benefits of owning and turn more renters into owners.

4. Meet Keisha

“As a result of ownership with Key, I have been able to get into the housing market and benefit from homeownership faster.” Keisha is an elementary school teacher, who like many Torontonians, was worried about getting left behind, given how quickly the market is moving. With a required 5-20% down payment, traditional homeownership can easily tie up most of your money. Plus, as a first-time homebuyer, it can take years and years to save up for this initial investment. By allowing you to start owning for just 2.5%, our program enables ownership for people who struggle with the traditional route.  If you’re interested in learning more about owning with Key, you can learn more about how our program works here.