Owning real estate is one of the most meaningful ways to build security and long-term stability. However, for many Canadians, achieving homeownership has felt out of reach due to rising housing costs and significant upfront barriers. Key’s innovative homeownership program is making it easier than ever to take that first step toward owning a home—starting with a much lower down payment and a clear path to full ownership.

If you’ve been considering buying a home but feel stuck, here are three reasons why Key’s program could be the ideal solution for you.

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1. Start Owning with Just 2.5-5% Down

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Unlike the traditional home-buying process that requires a large 20% down payment, Key’s program lets you move in and start owning with just 2.5-5% of the home’s value. This lower barrier helps aspiring homeowners take meaningful steps toward property ownership sooner while keeping upfront costs manageable. With rising rents and increasing home prices across Canada, saving for a traditional down payment can take years. By reducing the initial financial hurdle, Key makes it possible to live in your chosen home and benefit from the housing market now—rather than waiting on the sidelines.

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2. Benefit From Home Value Increases

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One of the key advantages of real estate ownership is the ability to benefit from increases in home value over time. With Key, you’ll gain structured benefits from any increases in your home’s value during the program term, allowing you to participate in the broader housing market trends. Unlike renting, where your monthly payments build no long-term benefit, Key’s program ensures your payments contribute to your future homeownership journey. Over the course of your 5-year term, you’ll move toward full ownership while enjoying the peace of mind that comes with living in a home you can call your own.

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3. Move Toward Full Ownership at a Predetermined Price

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Key simplifies the process of achieving full ownership by setting a predetermined price for the home when you enter the program. This transparency eliminates the uncertainty of unpredictable housing market fluctuations, giving you a clear understanding of your path to ownership. At the end of the 5-year term, you can seamlessly transition to full ownership of your home. Key’s guided approach and structured program are designed to support you every step of the way, making homeownership more accessible, achievable, and stress-free.

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Start Your Journey with Key

Key is reimagining homeownership by making it easier for aspiring homeowners to get started. With lower upfront costs, a clear plan to ownership, and the ability to benefit from housing market trends, Key offers a practical and modern solution to owning real estate in Canada. Learn more about how Key's program works here.

This article may include AI-assisted content. While we aim for accuracy, please double-check details or consult a professional if needed.

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